Accidents involving commercial vehicles can have devastating effects on victims, leading to physical injuries, emotional trauma, and financial burdens. Unlike regular vehicle accidents, commercial vehicle accidents often involve more complex issues related to liability and compensation. Mission Injury Law specializes in representing victims of commercial vehicle accidents, ensuring they receive the justice and compensation they deserve. This article will guide you through understanding commercial vehicle accident liability and how we can help if you or a loved one has been involved in such an incident.
What Qualifies as a Commercial Vehicle?
A commercial vehicle is defined as any vehicle used for business purposes, including but not limited to delivery trucks, tractor-trailers, buses, and semi-trucks. These vehicles are generally larger than passenger vehicles and often require specialized training for drivers. The sheer size and weight of these vehicles increase the risk of severe injuries and fatalities in the event of an accident.
Common Causes of Commercial Vehicle Accidents
Commercial vehicle accidents can result from various factors, some of which include:
- Driver Fatigue: Long hours on the road can lead to exhaustion, affecting a driver’s ability to operate the vehicle safely.
- Distracted Driving: Use of mobile devices or onboard technology while driving can lead to accidents.
- Improper Maintenance: Commercial vehicles require regular maintenance. Failure to properly inspect and maintain these vehicles can result in accidents.
- Unqualified Drivers: Commercial vehicle drivers must possess specific certifications. If an unqualified driver is behind the wheel, the chances of an accident increase.
Determining Liability in Commercial Vehicle Accidents
Liability in commercial vehicle accidents is often complex because multiple parties could be responsible. These may include:
1. The Driver
If the accident was caused by the driver’s negligence, such as speeding or distracted driving, they may be held liable.
2. The Employer
The company employing the driver may be responsible if they failed to properly train the driver, did not enforce safety regulations, or allowed the driver to work beyond legally allowed hours.
3. The Manufacturer
If a vehicle defect or malfunction contributed to the accident, the manufacturer of the vehicle or parts may be held liable.
4. Maintenance Providers
In cases where poor vehicle maintenance led to an accident, the company responsible for maintaining the vehicle may be partially or fully liable.
Why Commercial Vehicle Accidents Are More Complex
Unlike typical car accidents, commercial vehicle accidents often involve:
- Federal Regulations: Commercial vehicle drivers and companies must comply with strict federal regulations regarding hours of service, vehicle maintenance, and driver qualifications.
- Multiple Parties: In many cases, determining liability involves more than just the driver. Companies, contractors, and even government agencies may be involved.
- Higher Insurance Limits: Commercial vehicles typically carry higher insurance limits, meaning that the stakes are higher when settling or litigating claims.
Steps to Take After a Commercial Vehicle Accident
If you’ve been involved in a commercial vehicle accident, taking the right steps immediately afterward can significantly affect the outcome of your case. Here’s what you should do:
- Seek Medical Attention: Your health is the top priority. Even if you don’t feel injured, some symptoms may not appear immediately.
- Contact Law Enforcement: A police report can be essential for documenting the accident and determining fault.
- Document the Scene: If you’re able, take pictures of the scene, gather witness contact information, and document the events leading up to the accident.
- Avoid Speaking to Insurance Adjusters: Insurance companies will often try to minimize the amount they pay out. Before speaking to any adjuster, it’s best to consult with an attorney.
- Consult with a Personal Injury Attorney: A knowledgeable attorney can guide you through the legal process, ensuring your rights are protected and you receive full compensation.
The Role of Insurance in Commercial Vehicle Accidents
Insurance policies for commercial vehicles are generally more robust than those for personal vehicles. However, insurance companies often try to minimize payouts, especially in high-value claims involving serious injuries. At Mission Injury Law, we are experienced in negotiating with insurance companies and ensuring that victims of commercial vehicle accidents receive fair compensation.
Compensation for Commercial Vehicle Accident Victims
Victims of commercial vehicle accidents may be entitled to compensation for:
- Medical Expenses: This includes current and future medical bills related to your injuries.
- Lost Wages: If you’re unable to work due to your injuries, you may be entitled to compensation for lost income.
- Pain and Suffering: This covers emotional distress and the physical pain you’ve endured as a result of the accident.
- Property Damage: You may be compensated for any damage to your vehicle or personal property.
Why You Need an Experienced Attorney
Navigating the complexities of a commercial vehicle accident case requires expertise. Our team has extensive experience handling commercial vehicle accident cases and we understand the nuances of these types of claims and know how to gather the evidence necessary to prove liability and secure maximum compensation for our clients.
How Mission Injury Law Can Help
Mission Injury attorneys are dedicated to fighting for the rights of accident victims. We will work tirelessly to:
- Investigate the Accident: We’ll gather all necessary evidence, including police reports, witness statements, and expert testimony, to build a strong case.
- Negotiate with Insurance Companies: Our team is experienced in dealing with insurance companies and will ensure you receive fair compensation.
- Represent You in Court: If necessary, we’ll take your case to court and fight for your rights.
Contact Mission Injury Law Today
If you or a loved one has been involved in a commercial vehicle accident, it’s imperative to consult with an experienced attorney. Contact us today at 210-787-5681 or visit www.MissionInjuryLaw.com to schedule a free consultation.